How to Increase you Credit – John Reinhardt REALTOR Atlanta GA

                                                    

                                                                                  www.InFrontMarketing.com

John Reinhardt
REALTORSolid Source Realty    
Tel: 770.475.1130 Ext. 6806  |  Email: JohnReinhardt@SolidSourceRealty.com

 

Increasing Your Credit Score

Good credit translates to lower interest rates for borrowers. Here are just a few quick tips that can help put you in a better position under the discerning eye of an underwriter!

•·        Do you have past due balances that have been neglected? If they are showing up on your credit report and you want to purchase a home, make sure you bring them up to current status whenever possible.

 

•·        Do you have outstanding debt that you can afford to pay off right now? Try to get these accounts down to a zero balance, or at least a lower balance. If your cash on hand doesn’t allow you to do this, try to distribute the debt amongst other open credit cards. You can also consider opening a new line of credit and transferring part of the balance off a card that is close to being “maxed out.” If you can get the resulting balances below 50% of the available credit, you’re on the road to improving your credit score considerably in most cases.

•·        Do not close existing credit card accounts, even if you don’t want to deal with the company any more… Believe it or not, the credit history is a good thing to have!

 

•·        When married couples keep separate credit card accounts, some or all of the balances can be transferred to one spouse’s list of accounts. This gives the other spouse an opportunity to increase their credit score and designate him or herself as the sole borrower on the mortgage loan. Ownership of the home can remain in both names!    

 

•·        See if your credit provider will increase your available lines of credit. This can, in turn, reduce the overall debt ratio, but only do this if your credit card company can do that without a hard credit inquiry. 

 

•·        Do you have past dues and charge-offs within the last two years? Pay them off now, if you can! Past dues older than two years will have little to no impact on your credit score if they are paid, but can possibly bring the score down, which is something we don’t want to do… Focus on that 2-year time frame.

 

•·        Do you see errors in your report? Request the credit bureau delete any outstanding debt that is incorrectly charged to you, or things that should have been removed that you have already paid. They have an obligation to reconcile this within 30 days. If you see items on your report that are less than two years old and you have the money to pay it off now, mark the back of your payment check with the following notation: “Accepting this check is evidence that the transaction is complete and this charge will be deleted from my credit record.” If necessary, you can use this cancelled check as proof of the transaction in the event the outstanding debt is not removed promptly and interferes with the closing of your loan.

 

 

More credit Information articles are forth coming soon. If you need information immediately contact:

 

John Reinhardt

REALTOR

770.475.1130 Ext. 6806

www.InFrontMarketing.com

 

 

 

Fight your property taxes John Reinhardt RE/MAX Greater Atlanta

Property taxes came out last week for Cobb County GA residents. The current housing market is down across the board & many individual subdivisions are down. How is it possible for assessments to go up?  Or even stay the same?

 

My past clients have benefited from my advice why shouldn’t you?

 

If you want answers and want to learn how to challenge your assessment please feel free to contact me.

 

RE/MAX Greater Atlanta

John Reinhardt

770.475.1130  Ext.  6806

www.InFrontMarketing.com

Latest GA Foreclosure Listings by Email – John Reinhardt RE/MAX Greater Atlanta 770.475.1130 Solid Source Realty

        www.InFrontMarketing.com

John Reinhardt

770.475.1130   Ext.  6806

Latest Foreclosure Listings by Email 

Get Foreclosure listings that meet your home search requirements as soon as they hit the market.  (Also, available pre-foreclosures that you must be pre-qualified to receive). We limit the listings to the homes that fit your price range and requirements to keep you from becoming overwhelmed.

Start receiving the latest Foreclosure Properties by email now.

 

 

 

VA Foreclosed Homes Atlanta GA Metro Area

 

John Reinhardt

REALTOR

770.475.1130 Ext  6806

                                                      www.InFrontMarketing.com

FORECLOSURE FOR SALE

If you are in the market for a foreclosed home, you are at the right place to get the help you need in Georgia. Our experienced foreclosure specialist John Reinhardt will help you buy a foreclosed home in the Atlanta Metro Area, market place. HUD, VA, Fannie Mae, Freddie Mac and many banks offer excellent buys on foreclosed real estate in Fulton, Cobb, Gwinnett, Dekalb, Cherokee counties.

 

Real Estate is expensive in the Atlanta Georgia & surrounding suburbs. John & his team always want to get the very best value for our buyers. One way to get good value is to buy a foreclosed home. John Reinhardt is specially trained and experienced selling VA, HUD, Fannie Mae, Freddie Mac foreclosures and we’ll make sure that you get the very best house for your money.

 

 

 

HUD and VA homes are purchased through licensed real estate agents and their approved brokers. We have access to all homes. HUD and VA have a strict bidding procedure and the bids are opened on a specific day of the month. The highest bid will get the award. However, HUD does have a minimum amount that they will accept. So, extremely low bids will not succeed and will lead to disappointment. Bank foreclosures are negotiated by you, with our help, and the listing agents or bank.

 

FORECLOSED HOMES ARE PRICED TO SELL.

Most foreclosed homes are priced at fair market value. However, VA and HUD homes are often priced below area comparables. Furthermore, you may, through the bid process, be able to get a home at below market value if you shop carefully and use an experienced agent to help. We can help. We can also help you by giving you the comparable pricing information for the community to help you make a good pricing decision when you prepare your bid. You will need to get pre-qualified before making a bid and we’ll help. We work with lenders who are familiar with the procedures and will prepare the pre-qualification document before you begin your home search. There is no fee for this service.

 

 

 

YOU CAN BUY A HUD HOME.

Anyone with the cash or ability to obtain a mortgage loan can buy a foreclosed home. You will have to qualify for the mortgage as with any home purchase, but we’ll help you with the financing also. Often, the cash needed to buy a HUD or VA foreclosure is less than you would need to buy a home offered for sale by a non-foreclosure homeowner.

 

 

 

FORECLOSED HOMES ARE LOCATED EVERYWHERE.

All over and around the Metro Atlanta area. Fannie Mae and Freddie Mac foreclosed homes can be found in prices of up $150,000 to over $300,000. Other bank foreclosures can be found in the luxury priced homes. Foreclosures can be found in all geographical areas and in most communities. Not all areas all of the time, but, a wide search for homes will produce a variety of communities in which you can find foreclosed homes. HUD and VA foreclosed homes can be condominiums, town homes and single family homes and are located everywhere.

 

 

 

FORECLOSED HOMES CAN BE A BARGAIN!

HUD homes are sold “as is” and HUD does not make repairs or offer warranties. However, the HUD homes are usually the best priced and offer the best value. If you are willing to invest some elbow grease in your home, you can get a good buy and make repairs and redecorate to make the foreclosed property a real home. Most bank foreclosures are in “move in” condition. Many will need cleaning up or cosmetic upgrading, but your home will be worth a lot more than you paid for it when you have put your decorating touches to work. VA will make some repairs and VA foreclosures are generally in better condition than HUD homes.

 

WE’LL PREPARE ALL OF THE PAPERWORK.

John Reinhardt will prepare the bid for you if you select a HUD or VA foreclosure. Bank foreclosures, Fannie Mae and Freddie Mac foreclosures are purchased just like any real estate. We’ll work with you to get the best buy for the home you select. Often the details of closing help and terms and conditions are as important to a buyers as the price. We’ll consider all of these needs when we prepare your offer. If you are awarded a HUD or VA bid, we’ll be notified within 48 hours. Settlement will be scheduled. Settlement will take place in 30-60 days during which your loan will be processed and you can begin making moving preparations.

 

 

 

NEVER A FEE TO MY BUYERS!

We are paid by HUD, VA or the selling banks. We do not charge buyers anything for the home search, document preparation, financing assistance, or settlement procedures. We are paid by the sellers at settlement.

 

John Reinhardt

REALTOR

770.475.1130  Ext.  6806

www.infrontmarketing.com

Atlanta Arts and Culture Atlanta

 

         

 

 

 

                                                                www.InFrontMarketing.com

John Reinhardt

REALTOR

770.475.1130 Ext  6806

Atlanta Arts & Culture

 

 

The nonprofit arts and culture industry is a significant economic engine in America, generating $166.2 billion in 2006 – a 24 percent increase since 2001, according to a recently released study. Atlanta’s own cultural scene is an example of this national trend on a smaller scale.

 

 

A recent economic impact study done for the City of Atlanta by Americans for the Arts showed that nonprofit arts and culture are a $274.8 million industry in the City, supporting 8,211 full-time jobs. Locally, the arts generate $27.07 million in local and state government revenue and leverage a remarkable $160.87 million into local restaurants, hotels, retail stores, parking garages and other businesses in the City of Atlanta. This shows that, contrary to popular belief, support for the arts and economic development can often go hand in hand.

From a business attraction and retention aspect, executives evaluate many facets that make cities attractive for businesses, including quality of life and cultural amenities – important attributes for attracting desirable employees. Major urban centers like Charlotte, Chicago, Denver, Seattle and Portland reference strong arts and cultural environments as a determining factor in the recruitment of new companies for the city. Arts and culture are magnets not only for residents, but for visitors as well. Tourism research repeatedly shows that cultural travelers stay longer and spend more dollars. In fact, non-local audiences spend twice as much as their local counterparts.

The arts also have a significant impact on the quality of education, the overall success of students and their ability to stay in school. In a 2005 study of college-bound seniors, research showed that high school students who took arts classes had higher math and verbal SAT scores than students who did not. Specifically, students who took four years of arts classes outperformed their peers, on average, by 58 points on the verbal portion of the SAT and 38 points on the math portion.

The arts are a common denominator that can bridge gaps between cultures, races, generations, economics and beliefs, which, given the influx of new immigrants to the area, has a positive impact on the overall economy of the region. Yet, even though the region is culturally rich, with more than 450 cultural groups Atlanta falls woefully behind comparable communities in direct support to the arts. Atlanta’s per capita public sector arts funding is a mere $1.21 per person. When combined with Fulton County funding, the per capita figure jumps to $3.75: still far below Denver at $14.93; Charlotte-Mecklenburg at $8.67; and Austin, Texas at $9.50 per person.

Increasing public funding is an essential element in making arts attendance possible for the general public and maintaining high quality offerings. If metro Atlanta is to enhance its position as a national and international cultural destination, it must at a minimum become competitive with the level of support offered cities of comparable size.

A 2004 survey of Clayton, Cobb, DeKalb, Fulton and Gwinnett Counties, undertaken by The Shapiro Group, found that:

 

 

• 73 percent of area residents believe arts and culture improve the quality of life in Atlanta.

• 63 percent believe arts and cultural events are important for attracting and keeping businesses.

• 84 percent of area residents believe arts and culture contribute the education and development of children.

 

 

Most important, the survey found that a majority of adults would be at least somewhat willing to pay a tax to support the arts.

 

The 2007 Mayor’s Art and Culture Funding Task Force recommended that a minimum annual investment of $10 million ($21.25 per capita) is needed to enhance and increase access to the arts – not feasible in the short term given the City’s current budget woes. In the long term, if Atlanta is to become a world-class cultural destination, it is imperative to secure a stable, significant, ongoing source of funding for the arts. Our support for and engagement with the arts helps to sustain institutions and create partnerships that form the foundation of our city’s vibrant cultural life.

 

John Reinhardt

770.475.1130  Ext.  6806

www.InFrontMarketing.com

Medlock Bridge subdivision June 2008 John Reinhardt RE/MAX Greater Atlanta

                                                        

                                                                  www.infrontmarketing.com

 

John Reinhardt

REALTOR “Medlock Bridge” Specialist

RE/MAX Greater Atlanta

 770.475.1130   Ext    6806       

Welcome to Medlock Bridge!  June 2008 market report. Medlock Bridge is a planned swim tennis community in Alpharetta Georgia just bordering Duluth. From the 141 north, Medlock Bridge subdivision is on your left after you pass Pleasant Hill Road, and State Bridge Road.

Medlock Bridge has swim and tennis located within the community, with nearby parks, shopping, and public and private golf communities.  Medlock Bridge’s is conveniently located close to shopping, schools, and major roads. If you would like to buy or sell a home in Medlock Bridge with us, please feel free to contact me!

 

June 2008 Market Update

Medlock Bridge

Status	Address	Subdivision	Bed	Bath	Year Built or Sold / Expire Date	Price
Active	5485 Cottage Farm Rd	Medlock Bridge	6	5/0	2001	$519,900
Active	10260 Groomsbridge Road	Medlock Bridge	6	4/1	1989	$518,780
Active	320 SATTERWHITE DRIVE	MEDLOCK BRIDGE	5	5/0	1995	$510,000
Active	10220 GROOMSBRIDGE ROAD	MEDLOCK BRIDGE	6	4/1	1989	$495,000
Active	5775 LAKE HEIGHTS CIR	MEDLOCK BRIDGE	4	3/2	1994	$495,000
Active	5830 Lake Heights Cir	Medlock Bridge	5	4/1	1997	$469,800
Active	5185 COTTAGE FARM ROAD	MEDLOCK BRIDGE	5	3/1	1991	$449,900
Active	555 Lake Medlock Drive	Medlock Bridge	5	4/0	1993	$445,000
Active	5740 Grove Point Rd	MEDLOCK BRIDGE	4	3/0	1988	$439,900
Active	935 Herterton Way	MEDLOCK BRIDGE	4	4/1	1989	$424,900
Active	514 Willsford Courtt	Medlock Bridge	4	3/0	1998	$399,900
Active	5505 Timson Lane	Medlock Bridge	5	4/1	1995	$384,900
Active	10365 Medridge Circle	MEDLOCK BRIDGE	4	2/1	1996	$379,900
Active	845 LAKE MEDLOCK DRIVE	MEDLOCK BRIDGE	4	2/1	1998	$378,868
Active	260 Coles Hill Ct	MEDLOCK BRIDGE	4	3/1	1988	$349,900
Active	10300 Medridge Cir	Medlock Bridge	4	2/1	1995	$334,900
Active	10270 Medridge Circle	Medlock Bridge	3	2/1	1995	$279,900
Sold	110 Dixter Close	MEDLOCK BRIDGE	5	3/1	4/28/2008	$510,000
Sold	5620 TENBURY WAY	MEDLOCK BRIDGE	5	4/1	1/22/2008	$445,000
Sold	10045 GROOMSBRIDGE RD	MEDLOCK BRIDGE	5	3/1	2/5/2008	$409,000
Sold	225 COLES HILL COURT	MEDLOCK BRIDGE	4	2/1	3/31/2008	$375,000
Sold	820 Lake Medlock Dr	MEDLOCK BRIDGE	4	3/0	3/3/2008	$375,000
Sold	125 LUDWELL COURT	MEDLOCK BRIDGE	4	3/1	1/3/2008	$309,000
Sold	10265 MEDRIDGE CIRCLE	MEDLOCK BRIDGE	3	2/1	4/28/2008	$250,000

For more information contact:

John Reinhardt

REALTOR

RE/MAX Greater Atlanta

            770.475.1130    Ext.    6806     

www.InFrontMarketing.com

 

 

Glen Abbey Alpharetta Georgia

John Reinhardt

RE/MAX Greater Atlanta

770.475.1130   Ext.   6806

www.InFrontMarketing.com

Market Report Glen Abbey Subdivision

Alpharetta, Georgia

June 2008

Status	Address	Subdivision	Bed	Bath	Year Built or Sold / Expire Date	Price
Active	225 Radlett Lane	Glen Abbey	6	6/1	2001	$724,000
Active	3740 HEBDEN BRIDGE LANE	GLEN ABBEY	7	5/0	2000	$697,500
Active	345 N SAINT PHILLIP LN	GLEN ABBEY	6	5/1	2001	$689,900
Active	3935 GREY ABBEY DRIVE	GLEN ABBEY	6	5/1	1998	$689,000
Active	850 MINSTERWORTH DRIVE	GLEN ABBEY	6	5/0	1999	$685,000
Active	10950 Bracebridge Road	Glen Abbey	6	5/0	1999	$682,500
Active	740 Culworth Mn	GLEN ABBEY	5	5/0	1999	$669,900
Active	3905 GREY ABBEY DR	GLEN ABBEY	5	5/0	2000	$659,900
Active	505 BIRCHINGTON CLOSE	GLEN ABBEY	7	5/0	1999	$659,000
Active	430 GARRICK POINT	GLEN ABBEY	5	4/1	2001	$649,900
Active	910 GREAT RISSINGTON WAY	GLEN ABBEY	6	5/0	1999	$639,900
Active	3560 Grey Abbey Dr	Glen Abbey	5	4/0	2000	$639,900
Active	3690 Hebden Bridge Lane	Glen Abbey	5	5/0	2000	$629,900
Active	3631 CAPE YORK TRACE	GLEN ABBEY	5	4/0	1998	$612,000
Pending	445 Barnesley Ln	Glen Abbey	5	5/0	5/21/2008	$619,900
Pending	3751 Cape York Trce	GLEN ABBEY	5	3/0	4/30/2008	$535,000
Sold	455 GARRICK POINT	GLEN ABBEY	6	5/0	4/30/2008	$703,000
Sold	3721 Cape York Trace	Glen Abbey	6	5/0	4/4/2008	$689,900
Sold	3671 CAPE YORK TRACE	GLEN ABBEY	5	5/0	4/18/2008	$670,000
Sold	3755 HEBDEN BRIDGE LANE	GLEN ABBEY	6	5/0	4/22/2008	$640,000
Sold	3432 Cape York Trace	Glen Abbey	6	6/0	1/10/2008	$625,000
Sold	695 Barnesley Lane	Glen Abbey	5	5/1	3/7/2008	$625,000
Sold	415 Seeleys Bay Court	Glen Abbey	6	5/1	3/31/2008	$609,900

 

For more information contact:

John Reinhardt

770.475.1130

www.InFrontMarketing.com

 

An Old English-style clubhouse greets guests with a cozy fireplace, full kitchen and ample space for social gatherings and neighborhood meetings. A full-time recreation director/tennis pro allow homeowners to get in shape without ever leaving home.

Just minutes from Atlanta’s best shopping, dining and entertainment, Glen Abbey is your best choice when location is most important. Many residents take advantage of the North Georgia mountains or Lake Lanier which are less than an hour away. Numerous entertainment and cultural attractions the city of Atlanta has to offer are just minutes down Georgia 400. With such an outstanding North Fulton location, Glen Abbey is one of the most sought-after communities in Atlanta.

Foreclosure Duvall Court Kennesaw GA – As seen WSB-TV Atlanta GA – John Reinhardt Solid Source Realty 770.475.1130 Ext. 6806

This house was seen on WSB-TV news. This 3 bedroom 2/1/2 bath house the owner bought three years ago & then became newly married. The couple now bought another house & can’t sell the house below. They now have two mortgages payments. The owner say’s according to WSB-TV news that their facing foreclosure.

The home owner wants to rent the house out & states she has a hardship case. The HOA will not let the owner rent out the house. The subdivision has strict rules against this. The HOA stated that buying another home is not a hardship.

I agree….. The owner can always sell the home & take a lost.

If you looking for an outstanding subdivision & clean wonderful home this might be your house.

http://activerain.com/blogsview/511311/Foreclosure-Duvall-Court-Kennesaw 

Pictures above link.

For more information & Buyer Representation contact:

John Reinhardt

Solid Source Realty

Duvall Court “Specialist”

  770.475.1130  Ext.  6806       

www.InFrontMarketing.com

HOA says you can not rent your house – John Reinhardt RE/MAX

John Reinhardt

RE/MAX Greater Atlanta

770.475.1130  Ext. 6806

www.InFrontMarketing.com

I decided to work from home today. My dog started to bark to warn some strangers were filming the front entrance of my subdivision. These strangers then proceeded into the subdivision.

About fifteen minutes later we were cleaning up the mess of chocolate bananas the trash company left smashed in the street attracting ants crawling up my driveway. A SUV drove up telling me that they were the local news doing a story on the subdivision. A home owner could not sale their house & wants to rent it out. The HOA board passed an article that would not allow home owners to rent their houses in this subdivision. The reporter state that the home owner felt that this was a hardship case. What do you think?

 Is just because someone can not sale their house is this considered at hard ship case in which the HOA should resend their past rules against renting in the subdivision?

I understand why HOA’S would not allow a home owner to rent their house. It can really decline the value of a subdivision fast.

 We might be seeing a lot more home owners fighting their HOA’S in the news.

John Reinhardt

RE/MAX Greater Atlanta

770.475.1130  Ext.  6806

www.InFrontMarketing.com

How TO Appeal Your Tax Assessment 2008 – John Reinhardt RE/MAX – 770.475.1130 Ext 6806

John Reinhardt

REALTOR

RE/MAX Greater Atlanta

770.475.1130  Ext  6806

www.InFrontMarketing.com

 

I have been getting calls from my past clients about the re-assessment of their property taxes in Fulton County.

 

This should cause a groundswell of opposition and appeals as they are using 2006-07 data in a still falling 2008 market.  For instance our home was $460K +/- for 2007; they’ve raised it to $506K for 2008.

 

You only have 30 days from the date of the notice (not when rec’d) to appeal should get their interest.  Even if your assessment hasn’t risen you should challenge it because of the other homes with substantially lower valuations.

 

I would hardly call the Metro Atlanta market a crisis area, but at the same time, during this mortgage mess it certainly doesn’t help to have the tax assessors giving incorrect assessments.

 

If you’re interested in the process of appealing your tax assessment click here.  

 

Moreover, I would be happy to provide a free Cumulative Marketing Analysis of your home in Metro Atlanta & surrounding suburbs. Please remember that I’m not an appraiser but can provide a CMA that might help you.

John Reinhardt

RE/MAX Greater Atlanta

REALTOR

770.475.1130  Ext.  6806

 

 

www.InFrontMarketing.com